Financial Intern (Credit)

Descripción

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Job Description:

Your Work Shapes the World at Caterpillar Inc.

When you join Caterpillar, you're joining a global team who cares not just about the work we do – but also about each other. We are the makers, problem solvers, and future world builders who are creating stronger, more sustainable communities. We don't just talk about progress and innovation here – we make it happen, with our customers, where we work and live. Together, we are building a better world, so we can all enjoy living in it.

At Caterpillar, you build what matters - whether it’s the career you want, crucial work skills, strong relationships, or new digital technologies. There are big jobs to be done worldwide - building critical infrastructure, bolstering local economies, meeting the demand for energy - and that work is powered by our people.

Every single Caterpillar employee moves our company forward. Piece by piece, part by part, person by person. Together we create sustainable, world-changing solutions that impact lives around the globe. Join our winning team and help build a better world.

Are you an inspired undergraduate looking for a challenging career start? If you answered yes… then consider Cat. Caterpillar is a place that provides you with a challenging and inclusive environment to help make a difference globally.

We offer an Internship Program for a period of 3 months.

We are looking for an enthusiastic and driven Undergraduate to join Caterpillar Financial Services Malaysia. Cat Financial provides retail and wholesale financing solutions and extended protection products to Cat customers and dealers for the complete line of Cat machinery and engines, Solar® gas turbines, other related equipment and marine vessels. Whether our customers are looking to finance equipment, acquire working capital, improve cash flow or protect their investment, Cat Financial understands our customers’ businesses and has the solutions to fit their needs.

Job Summary

This internship provides a practical opportunity to gain insight into the responsibilities of the credit department in managing the company's financial risk. Interns will have exposure to various aspects of credit operations while contributing to meaningful projects and acquiring valuable industry knowledge.

What You Will Do

• Support Credit Analysts for Credit Due Diligences Process or any other assignment during daily operation.

• Learn more on the Sales and Portfolio management function

What You Have

• Strong Financial Statement analysis skill

• Knowledge and implementation of AI in the workplace

• Highly motivated to learn new skills and resilient under pressure within a KPI-driven environment

• Possesses strong interpersonal skills and the ability to resolve immediate issues systematically

Learning Outcomes

• Hard Skills in Credit & Financial Analytics
  - Credit Due Diligence: Hands-on experience in conducting deep-dive risk assessments and credit checks on clients.
  - Financial Statement Analysis: Practical knowledge in evaluating financial health, creditworthiness, and debt-service capability.
  - Risk Mitigation: Understanding credit scoring models, risk parameters, and financial compliance.

• Business & Strategy Skills
  - Portfolio Management: Insights into monitoring loan/credit portfolios, managing defaults, and balancing risk versus return.
  - Sales Function Knowledge: Understanding client acquisition, credit product structuring, and the front-office sales cycle.
  - Data-Driven Decisions: Learning how commercial data is leveraged to make strategic corporate lending decisions.
  

• Professional Soft Skills
  - Cross-Functional Collaboration: Experience bridging the gap and coordinating between the department.
  - Daily Operations Agility: Adaptability to fast-paced corporate environments by handling ad-hoc assignments and daily operational tasks.

• Opportunities to future full-time employment in the company.

Additional Information

• Sponsorship for employment visa in Malaysia is not available.

• Work Location: Puchong, Selangor.

• This position requires working onsite five days a week.

Final Details

Caterpillar is not currently hiring individuals for this position who now or in the future require sponsorship for employment visa status; however, as a global company, Caterpillar offers many job opportunities outside of Malaysia which can be found through our employment website at www.caterpillar.com/careers.

About Caterpillar

Caterpillar Inc. is the world’s leading manufacturer of construction and mining equipment, off-highway diesel and natural gas engines, industrial gas turbines and diesel-electric locomotives. For 100 years, we’ve been helping customers build a better, more sustainable world and are committed and contributing to a reduced-carbon future. Our innovative products and services, backed by our global dealer network, provide exceptional value that helps customers succeed.

Posting Dates:

Caterpillar is an Equal Opportunity Employer. Qualified applicants of any age are encouraged to apply

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